With all due respect to Dr. Phil, when I read his advice to those drowning in debt, I wanted his money back. I thought his shtick was that he’s tough – a real straight shooter who drills the point into the heads of people.

While I do understand the emotional problems associated with some shopaholics, others are simply trifling and need to be called on it.

And before you remind me, yes, I myself deserve a tongue lashing for my own financial pitiful; however, I was only trying to get an education. I didn’t get into debt trying to live suburban dreams with section 8 income.

I only took one class in psychology, and have entertained the idea of stripping for supplemental income, but I’ve caught a few episodes of Suze Orman so I think I can offer some solid advice so here we go:

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Actually, if you want to read the rest, can you please go here. Yes, this is my attempt at solicting you to go read my recession blog at The Root. Please do, and then get someone else to do it, too. I like it, so I think you'll like it, too.

A few people have told me that they have tried to register and leave comments and encountered some trouble. Yeah, they're working on that. In the meantime, should you feel compelled, please try again. Smile. Thank you.